For those interested in Bank of America credit cards. there are a number of different options, the most popular of which are discussed below.
Types of Credit Card Offered by Bank of America
- Bank of America Visa Platinum
- Bank of America MasterCard World Card
- Bank of America Cash Rewards
- Bank of America Secured Visa
- Bank of America Bank of America Rewards™ American Express® Card
- Bank of America Bank of America Visa Signature® with WorldPoints® Rewards
- Bank of America Student Visa Platinum
- Bank of America WorldPoints™
Bank of America Credit Card Services and Features
Aside form the line of credit that Bank of America credit cards offer to consumers, the following additonal features/services may also be available:
- Security features such as Credit Protection Plus, Photo Security®, Total Security Protection™ and Bank of America Privacy Assist®.
- Credit Protection Plus is an optional plan that protects Bank of America credit card users’ credit rating by setting a minimum amount to be paid each month automatically to mitigate forgetfulness or some other situation whereby a consumer cannot make a payment through normal channels.
- Photo Security® is a service that will actually print a picture of you onto your Bank of America credit card for additional security.
- Total Security Protection™ protects your Bank of America credit card from being fraudulently used via a suite of security features. Total Security Protection™ is a free package.
- Bank of America Privacy Assist® is available to Bank of America credit card holders to enable them to monitor their credit report, which can help to see potential identity theft.
Managing Bank of America Credit Cards Online
All Bank of America credit card users have access to their accounts online, which enables customers to properly manage their credit cards as and when they require to. Consequently, the Bank of America online credit card and banking service enables customers to:
- View credit card accounts, balances and transactions in real time.
- Create notification of due credit card payments
- Make a Bank of America credit card payment.
- Make a payment to other accounts or financial institutions.
- Transfer funds to linked checking or savings accounts.
- Check up to 12 month’s credit card activity.
- Use the ShopSafe® service to buy items safely online.
- Access Bank of America credit card self-service features such as credit increase requests, balance transfers and additional card user applications.
Applying for a Bank of America Credit Card
The application process for a Bank of America credit card can take up to ten business days to complete. You can opt for the services discussed above at the point of application, however some or all of the services may be added after an application is successfully processed.