Bank of the West Auto Loans are one of a selection of secured loan products offered by the Bank of the West.
Bank of the West Secured Loan Services
Bank of the West is owned by BancWest Corporation with assets totalling $76 billion operating 700 banking locations in 19 states throughout the west and mid-west. Bank of the West offers a full complement of personal banking services including secured auto loans. An auto loan at Bank of the West is a personal loan that is typically granted for the purchase of an automobile application based upon the borrower’s credit worthiness and level of acceptable risk.
Secured Auto Loan Applications
It doesn’t matter if this is your first car purchase or you are adding a vehicle due to a growing family. Perhaps you are looking for dependable and safe used transportation to go back and forth to work or possibly the sporty special for some after work or on-the-weekend fun, Bank of the West offers a variety of secured auto loans to fit every purpose and budget. Experienced secured loan experts are available to help consumers get through the process explaining secured loan rates and features available for both new and used vehicles up to six years old. Applying for a Bank of the West auto secured loan requires applicants to supply certain amounts of personal information including the vehicle purchase contract, your existing bank account information including accounts not held at Bank of the West, proof of employment, outstanding debt information, Social Security pr Taxpayer ID Number and a valid driver’s license.
Online Auto Loan Applications
Applications for a Bank of the West Auto Loan can be completed online. Joint application for purchase of an automobile is available but includes acknowledged permission for a credit background check for both individuals applying jointly and that the intent is for a joint application to purchase a vehicle if not otherwise indicated at the end of the application process. However, if you are married residing in one of these states that follow community property laws you must jointly apply. These states include: Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin. All income and property in these states is assumed held in community as are all obligations unless noted otherwise in the loan application.
Bank of the West Auto Loan Benefits
As at the beginning of 2010 there appear to be plenty of great benefits consumers gain when purchasing an auto through Bank of the West including:
- Purchase either a new or used car for $2,000 and more
- Get great and generous payment terms for
- $10,000 available up to 72 months (6 years)
- $30,000 available up to 84 months (7 years)
- Qualify for up to 90 percent loan to value (LTV) amount and obtain 100 percent for exceptionally qualified consumers
- Enjoy fixed rates for entire term
- Receive a ,25 percent interest rate discount when setting up automatic payments through a Bank of the west checking account
- Receive excellent Bank of the west customer service that guides you from starting point through last payment made
Bank of the West Auto Loans offer online application for an Auto Loan making the process easy and convenient. The bank’s website is set up with step-by-step instructions allowing potential applicants the possibility to also make telephone or email contact when - and if - additional information is needed to complete the process.